Changes in Medigap policies


Many Medicare beneficiaries who can afford to do so purchase “Medigap” insurance policies to cover many of the self-pay portions of standard Medicare.   Since 1992, federal law has required these policies to offer one of several defined packages of benefits.

Under the Affordable  Care Act (the government’s new name for the consolidated health reform statutes), there will be a number of changes to standard Medigap policies, effective for policies sold on or after June 1, 2010.  The Center for Medicare Advocacy, Inc. has published a good description of these changes, which you can access here.

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